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Financial Fellow$hip

Ryan Inman

Ryan Inman is a retired financial planner who worked only with physician households for 10 years, advising more than 500 physician families. He created the Financial Residency podcast and is no longer affiliated with it.

More about Ryan Inman

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My private practice group offers a cash balance plan on top of the 401k. How should I think about it?Anesthesiology · Established Attending Senior partners are retiring and the group wants me to help buy them out. How do I value their shares without overpaying?Anesthesiology · Established Attending Who Qualifies for a Physician Mortgage and What Counts as a Physician If this group sells in year two, what happens to my rate, my tail, and my covenant?Anesthesiology · New Attending What diligence should a new anesthesia attending run on a private practice group?Anesthesiology · New Attending How do you know if an anesthesia attending salary offer is competitive?Anesthesiology · New Attending What do I send a contract review attorney, and what do I decide myself?Anesthesiology · New Attending When should a new anesthesia attending walk away from a job offer?Anesthesiology · New Attending CRNA and CAA supervision ratios are in the contract. Deal breaker or daily irritation?Anesthesiology · New Attending Which employer is a qualifying PSLF employer, and how do I verify it instead of believing the recruiter?Anesthesiology · New Attending Which benefits change the winner when bases are close, from LTD and life to the 401(k) match, tail, licenses, DEA, CME, and boards bonus?Anesthesiology · New Attending What is the shortest list I will not sign without?Anesthesiology · New Attending A still independent group says partnership track. What questions prove it is real?Anesthesiology · New Attending How do I compare a hospital W2 job with a PE backed group that offers a higher base and a two year clawback, without treating the base as the whole job?Anesthesiology · New Attending What is inside your first year number, and which pieces vanish in year two?Anesthesiology · New Attending A PE group says no partnership. A hospital says employed, no buy in. Is no partnership a problem or just the job?Anesthesiology · New Attending The sign on bonus is why this offer wins. Is a two year clawback a bridge or a leash?Anesthesiology · New Attending The clawback clock starts at signing, credentialing, or first case. Which one is in your contract?Anesthesiology · New Attending If you leave your anesthesia job, who pays for tail coverage?Anesthesiology · New Attending How do I read a noncompete when I do not own the OR and the hospital system owns half the metro?Anesthesiology · New Attending Should a new anesthesia attending take a 1099 offer?Anesthesiology · New Attending How do I lock the schedule in writing before I sign?Anesthesiology · New Attending How do you compare anesthesia job offers by call burden?Anesthesiology · New Attending The Real Math on a Physician Mortgage Versus a Conventional Loan How Physician Mortgage Loans Work and When They Win

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