Hey! I'm Ryan Inman and welcome to Financial Fellowship. Everything I build on the Financial Fellowship platform, from the podcast to our YouTube channel to our membership, is built for one audience: physicians.
While I'm not a physician, I am married to one (we have actually been together for nearly 25 years!). I spent more than a decade as a fee only financial planner, and every family I worked with was a physician family. I've seen the offer letters, the loan balances, the disability policies that weren't own occupation, and the first attending paycheck that vanished into a house. I've also sat across from the physician who did everything right and still felt behind.
Your math is different. A late start, a big income, a bigger debt load, and an industry that started building products around your future paycheck before you matched. So your strategy has to be different too. That's what everything I have built is for.
For more than a decade I ran a fee only financial planning practice that worked only with physicians. Flat fee. No products, no commissions, no percentage of your assets. About 6 meetings in the first 3 months, a complete plan, and a fee I kept low on purpose.
Around 500 physician families came through that practice. Investopedia named me to its Top 100 Financial Advisors list in 2019 and 2020.