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Financial Fellow$hip

The Financial Fellowship Frameworks

Ten named tools for assessing and organizing a physician household's finances. Each one is defined in full, free, on its own page.

What this is: ten named tools for assessing and organizing a physician household’s finances. Ryan Inman built them over 10 years of fee only planning with physician families. They underwrite the show, the specialty and how to pages, Curbside, and Unlocked. Each one is defined in full, free, on its own page.

Financial Vital Signs

The six part diagnostic read on a physician household's financial health, taken quickly and in a fixed order.

The 3 Bucket Framework

Sort money by time horizon: the Safety Net, the Wealth Engine, and the Accelerator.

The Physician Wealth Equation

Why two physicians with similar incomes end up with dramatically different net worth.

The Protection Stack

Six layers between a physician household and a bad year, starting at health coverage.

The Attending Transition Blueprint

The months on either side of the jump from training income to attending income.

The Tax Efficiency Ladder

The funding order for a physician household's accounts, climbed as rungs, not a menu.

The Decision Filter

Five questions for a physician money decision that arithmetic cannot settle.

Lifestyle Guardrails

Which spending is allowed to grow when income grows, and by how much.

The Income Machine

How a physician's income is produced, what it depends on, and what happens if it stops.

The Wealth Window

The finite stretch of peak earning years, roughly 20 to 25 of them, that makes every year of a physician’s plan count almost double.

Related questions

Is there an email wall?

Each one is defined in full, free, on its own page. There is no email required and nothing to buy.

How do the frameworks get used on the show?

Every Friday, Financial Fellowship publishes a Financial Health Assessment, a full assessment of one real physician household’s finances built on these frameworks. The Financial Vital Signs are taken first, in every episode, and produce a score out of 100.

Do you use all ten at once?

No. Most households have one or two that matter this year and the rest that matter later.

Is this financial advice?

Financial Fellowship is a financial education podcast built for physicians. It is not a financial planning firm.

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