You can do it yourself, but it doesn't have to be by yourself.
Workbooks, a first year attending blueprint, prompt templates, and the same life planning exercises Ryan's household uses so each dollar gets a job. Opens Q4 2026.
What it is
Unlocked is the paid flagship of Financial Fellowship, at one URL. Inside is a life planning practice designed to stick because it carries accountability, prompt templates you can steal, and modules for physician transitions: first year attending, changing jobs, part time or retire, side gigs, divorce, extreme income, and related household money moments.
Physician OS, the first year attending Blueprint, and steal my prompts sit together so you can run the work in your own house.
What changes
Listening ends when the episode ends. Unlocked is built to carry the idea through. The practice keeps you at the work, and the module meets you at the transition you are actually in, with the household money in the room.
Benefits
- A practice that sticks, because accountability is built into it.
- A module for the transition you are in, and the household money moments that come with it.
- Paid AI plus workbooks with audio and video from Ryan.
- The free show stays free. You lose nothing by waiting and nothing by walking through.
- Education, not advice. The decision stays yours.
What's inside
The practice.
Life planning designed to stick, because it carries accountability. It is the part that keeps you at the work after the episode ends.
The modules.
Each one takes a transition that moves a physician's money and works it as education, household money moments included.
Who it is for, and who it is not for
For
- Physicians who listen to the show and want the work past listening.
- The first year attending whose money just changed shape.
- The physician changing jobs, going part time, or getting ready to retire.
- The physician with a side gig, or with an income large enough to need its own plan.
- The physician going through a divorce, and the household money moments that come with any of the above.
Not for
- Anyone who wants to be told what to do with their own money. Unlocked is education, not advice. Financial Fellowship is not a registered investment adviser.
- Anyone happy just listening. Stay.
FAQ
When does it open?
The fourth quarter of 2026. The waitlist hears first.
What is inside?
Workbooks on real topics, a first year attending blueprint, and the life planning exercises Ryan's household uses so each dollar gets a job. Modules for physician transitions: first year attending, changing jobs, part time or retire, side gigs, divorce, extreme income, and related household money moments.
What will it cost?
Launch price is the lowest it will ever be. Content grows after launch, and the price increases.
Does the free show change?
No. The M/W/F show stays as it is.
Is this advice?
No. Education, not advice. Ryan is not licensed and is not taking clients, and Financial Fellowship is not a registered investment adviser.
Get Unlocked when it opens
Unlocked opens in the fourth quarter of 2026. The waitlist hears first.