Affiliates

1. Why this page exists

The Federal Trade Commission requires that material connections between a publisher and the companies and people it mentions be disclosed clearly. This page describes ours: the kinds of financial relationships we have, or may have, with companies and people whose products or services appear in our content, and where you will see a disclosure when one of those relationships applies. A material connection is any relationship that might affect how you weigh what we say and that you might not expect, including a commission, a sponsorship, a paid production arrangement, free or discounted products or services, and the possibility of being paid in the future. We disclose material connections whether or not the amount involved is large.

2. Affiliate links and commissions

Some links we publish are affiliate links. If you click one and then buy, sign up, or apply, the company may pay Financial Fellowship a commission. The commission is paid by the company, not by you, and does not change the price you pay.

3. Where you will see the disclosure

When a link or mention can pay us, we disclose that where it appears, not only on this page. If you see a link that can pay us without a disclosure nearby, that is a mistake. Tell us at ryan@financialfellowship.com and we will fix it.

4. Material connections beyond links

If a guest or co-host, or that person's firm, pays us, refers business to us, receives referrals from us, or has another financial relationship with Financial Fellowship connected to the show, we disclose it in the relevant content. Some shows are produced under paid arrangements with the professionals who appear on them, and Financial Fellowship receives compensation under those arrangements; our Disclaimer describes them. If a company sponsors an episode, a post, or an email, we say so in that content. If we receive a free or discounted product or service to review, we say so when we discuss it.

5. Our opinions, and their limits

We list only products and services that we believe are useful to physicians, and our descriptions reflect our honest opinion. We do not claim to have used a product unless we have. A commission does not change what we say, but you should weigh our opinion knowing that we may be paid.

This page is provided for transparency about how Financial Fellowship operates. It is not legal advice to you. If you need advice about your own situation, consult a licensed professional in your jurisdiction.