Ryan Inman

Ryan Inman is a retired financial planner who worked only with physician households for 10 years, advising more than 500 physician families. He created the Financial Residency podcast and is no longer affiliated with it.

More about Ryan Inman

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What if you max a Trump Account for your kid and convert it to Roth at 18? What is the real answer on term versus whole life insurance for physicians? Should I use a Roth or traditional 401k in the year I become an attending? What a Zero Down Physician Mortgage Really Costs Physician Mortgage Rates vs Conventional Rates Physician Mortgages for Residents How Much House Should a Physician Buy What Actually Matters When Comparing Physician Mortgage Lenders Should I pay off my student loans aggressively or invest as a new attending? Should I do the mega backdoor Roth, and how do I check if my plan allows it? How does a backdoor Roth IRA actually work, step by step? I am on a J-1 or H-1B visa. How does that change my job search and my loan options as I finish residency?Anesthesiology · Resident or Fellow What is the right student loan strategy on a resident salary, ride out income driven repayment toward PSLF or plan to refinance as an attending?Anesthesiology · Resident or Fellow A group wants me to sign in my CA 3 year and will pay me a monthly stipend until I start. What am I actually agreeing to?Anesthesiology · Resident or Fellow On roughly $75k of resident income, should retirement contributions go to Roth 401k, Roth IRA, or nowhere until loans are handled?Anesthesiology · Resident or Fellow Who covers my malpractice when I moonlight, and what happens to that coverage when I stop?Anesthesiology · Resident or Fellow How much does geography change what an anesthesiologist earns, and how should I use that as a resident choosing where to apply?Anesthesiology · Resident or Fellow How do I run the money math on a cardiac, peds, pain, or regional fellowship versus going straight to attending?Anesthesiology · Resident or Fellow I am retiring from clinical practice. Who pays for tail coverage, and how do I time it?Anesthesiology · Established Attending I am at peak anesthesia earnings. How much is enough to save, and how do I keep lifestyle creep from eating the best earning years?Anesthesiology · Established Attending Our group is selling to private equity. As a physician owner, what happens to my proceeds, my taxes, and my job?Anesthesiology · Established Attending Should I do locums as a bridge toward retirement, or as a mid career reset?Anesthesiology · Established Attending My net worth is approaching eight figures. What estate planning does an anesthesiologist actually need at this level?Anesthesiology · Established Attending My group LTD caps at $10k to $15k a month but I earn several times that. How do I close the disability gap at peak income?Anesthesiology · Established Attending I want to cut back to 0.8 FTE or drop call. What is the financial math of stepping back clinically?Anesthesiology · Established Attending

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